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A mobile notary and certified loan signing service
Serving The Greater Silicon Valley and South Bay Area!
NOTARY PUBLIC: Serving all of Santa Clara County, California and surrounding areas
Notaries are not attorneys and are therefore forbidden from preparing legal documents or giving any legal advice.
A notary cannot answer your legal questions or provide legal advice about your particular document or situation.
Copyright 2008-2009 The Rotary Notary. All rights reserved.
408-891-4469
joan@the-rotary-notary.com


Frequently Asked Notary Questions
What is a Notary Public?
What is a Mobile Notary Public?
What is a Signing Agent?
Does notarizing something make it "legal"?
Is notarization required by law?
Why do some documents have to be notarized?
How does a Notary "Identify" a signer?
What if the signer doesn't have an acceptable I.D.?
What if the signer is disabled or too frail or ill to sign his/her name?
Can a Notary notarize a Will?
May a Notary give legal advice or prepare legal documents?
What's an Acknowledgment?
What's a Jurat?
Can a Notary make certified copies?
How can I get a copy of my driver's license or Passport certified?



What is a Notary Public?
A
California Notary Public is a public servant commissioned by the
Secretary of State to act as an impartial witness in taking
acknowledgments, administering oaths and affirmations and in general
preparing notarial certificates and performing other duties authorized
by and in accordance with state law. Notaries lend credibility to the
authenticity of certain important documents by verifying the signer's
identity and in some cases placing the signers under oath to "swear" or
"affirm" as to the truthfulness of the statements claimed in the
document.
What is a Mobile Notary Public?
A
Mobile Notary is an individual who travels to a location requested by
the client/signer and performs the notarization at that location. Often
times the Mobile Notary is requested to perform notarizations at
Healthcare facilities, law offices, mortgage or title companies, a
signer's workplace or home, sometimes even at restaurants. Mobile
Notaries perform the same duties that regular "store-front" notaries
do, except they do so at a time and place that caters to their clients'
need. Many Mobile Notaries also work evenings and weekends.
What is a Signing Agent?
A
Signing Agent is a Notary Public who has received extra training in the
presentation and execution of (in most cases) financial document
packages. Some signing agents also take advanced classes and exams to
become "certified" and/or "background screened." Most "signings" are
real estate related, such as home loans, refinancing, buying and
selling. A signing agent may also sign off on a reverse mortgage,
adoption papers, estate planning or a loan application. In these days
of Internet shopping for interest rates, it's not uncommon for a home
owner or buyer to find a lender out of state. A typical document
package for one of the above transactions will contain between 100 and
200 pages, many of which require special, time-sensitive attention
and/or notarization. In these cases the documents are sent (via e-mail
or courier) to the notary signing agent who then arranges to meet the
client in order to present the package and to guide the signers through
all the documents and collect all required signatures.
Does notarizing something make it "legal"?
NO.
When a document has been notarized, it means the signer had to prove
his/her identity to the notary and that he/she acknowledged to the
notary that he/she signed the document or has stated under oath or
affirmation that the content of the document is true. While having a
document notarized makes its authenticity more credible, it does not
make it any more "legal".
Is notarization required by law?
Often
times, yes. Most affidavits, Health Care Directives, Trusts, Powers of
Attorney, Deeds and other recorded documents are not valid or legally
binding unless they are properly notarized.
Why do some documents have to be notarized?
Most
documents are notarized in order to deter fraud and to make sure they
are properly executed. Most companies / entities that require notarized
signatures are counting on the notary as a public official to be an
impartial witness to the execution of an important document. The Notary
must identify the signer and determine they are signing their documents
knowingly and willingly.
How does a Notary "Identify" a signer?
The
wording on all notarial certificates in California reads "proved to me
on the basis of satisfactory evidence". The Notary must see a valid
government issued photo identification card. (Drivers License, State
I.D. Card or Passport for example) "Proved to me on the basis of satisfactory evidence" means the signer must
present at least one form of ID bearing the following criteria: It
should be current (unexpired) or, if expired, must be within 5 years
from date of issue. It must contain the signer's photograph, physical
description and signature. It must bear an identification or serial
number. (Civil code, Section 1185)
An acceptable ID a signer may present is restricted to the following:
Driver's License or State issued Identification Card.
(Any U.S. State is fine)
U.S. Passport
U.S. Military ID card
(Common Access Card not acceptable)
Mexican or Canadian Driver's License
Foreign Passport stamped by the U.S. Citizenship and Immigration Service
(UCCIS)
Inmate ID card issued by the California
Department of Corrections
What if the signer doesn't have an acceptable I.D.?
If
the signer does not possess proper ID and obtaining it is difficult if
not impossible (such as a frail 93 year old in a healthcare facility is
unlikely to make a trip to the DMV), the notary may rely on the oath of
two (2) credible witnesses who shall, under oath or affirmation, attest
to the signer's identity. These 2 credible witnesses must be 18 years
of age or older and present valid government issued photo ID to
the notary. Depending on the nature of the document the signer is
executing, direct family members may be excluded from being credible
witnesses. Be sure to comply with the notary when asked questions as to
the nature of the document and the relationship of witnesses to the
signer. Inappropriate witnesses could severely complicate if not negate
the validity of the document.
What if the signer is disabled or too frail or ill to sign his/her name?
In
those cases where the individual signing his/her name is competent to
sign, but unable to do so because of disability or frailty there is a
procedure called "signature by mark". The protocol for this requires
two (2) witnesses. The signer makes a mark, frequently an "X", which is
witnessed by the 2 witnesses. There is a form that the Notary can
provide that one of the witnesses fills out and both witnesses sign it.
This procedure essentially converts that "X" into the signer's legal
signature for the purposes of that particular document.
Can a Notary notarize a Will?
Secretary
of State and the California Bar Association recommend that when a
Notary is asked to notarize a will, the notary should decline and
advise the person requesting the notarization to seek an attorney.
Notaries should be sure to reiterate to the person making such a
request that notarizing a document doesn't make it legal. Instruments
such as wills should be given the highest level of expertise and
scrutiny and should be drawn up by, or at least reviewed by an attorney
at law. Once assured that an attorney reviewed the will and recommended
its notarization a notary may proceed.
May a Notary give legal advice or prepare legal documents?
No.
Some attorneys are notaries, but most notaries are not attorneys and
are therefore forbidden by law to give any legal advice. Notaries may
not prepare any legal document nor act as a legal advisor unless they
are an attorney. Notaries who give legal advice or prepare legal
documents can be prosecuted, fined and imprisoned.
What's an Acknowledgment?
An
acknowledgment is the most common notarial act. It is simply just
that...the signer acknowledges to the notary that he/she signed the
document knowingly and willingly. The notary must verify the signer's
identity and confirm that the signature belongs to the signer. In the
case of acknowledgments, the document does not need to be signed in
front of the notary, however as a rule of thumb, most people wait until
the notary is present before signing.
What's a Jurat?
A
Jurat is a type of notarization that is used when the signer needs to
be placed under oath to swear (affirm) that the content of the
documents are true. In the case of Jurats, the document must be signed
in the notary's presence and the signer must prove their identity to
the notary.
Can a Notary make certified copies?
In
the State of California, the only document that a Notary may make
Certified Copies of is a Power of Attorney. In order to do so, the
Notary must see and inspect the original Power of Attorney, inspect the
copies of the Power of Attorney and verify that the copy is in fact a
true and exact copy. Copies of vital records such as birth, fetal
death, death and marriage certificates may only be made by the State
Registrar, acting local registrars during their terms of office, and by
the county recorder.
How can I get a copy of my driver's license or Passport certified?
Notaries
may perform a "Copy Certification by Document Custodian". It's easier
to explain than to define. You make a photocopy of your driver's
license and/or passport as part of the application process for a
foreign adoption, for example. You are required to have it certified /
notarized. Present the photocopy along with the original to a notary.
The notary should have you fill out a certificate stating that you
certify that the attached photocopy of your driver's license is a true
and exact copy. The notary then places you under oath and asks you if
you swear (or affirm) that this information is true. This certificate
gets notarized. Any document in a signer's possession (besides a vital
record) can be certified in this manner.

